Aparna received a call from a bank with which she has a credit card, offering her a ‘loan on credit card’. Yes, loan on credit card! She assumed it to be a cash withdrawal facility on the credit card. On further conversation with the phone banker, she realized that it is not the same as cash withdrawal on her card. So she decided to explore this loan option.

What is a loan on credit card?

Loan on credit card is similar to personal loans, but this is pre-approved, and it comes without the ne...

On October 1, Discovery launched a primetime time band, from 9 pm to 10 pm daily, during which it showcases some of its best programmes. The time band, which was called Ultimate Discovery, has programmes centring round themes such as science, technology, the natural world, adventure and exploration.

The time band met with a fair amount of success and the channel has now launched the second phase of Ultimate Discovery. During this phase, Ultimate Discovery will air shows such as Cool Stuff, Dis...

I’m a huge fan on online banking. In fact, we opened our first online savings account with ING Direct over five years ago, and we haven’t looked back since.

Sure, we still have a local brick and mortar bank for convenience, but we keep the vast majority of our savings online. Why? Because online banks offer significantly higher interest rates than do their local competitors.

I’ve opened more than my fair share of accounts over the years, in part because I enjoy rate-chasing, and in part b...

Happiness is much more strongly linked to culture than to money. Anyone in any culture who has trouble with the necessities of life, food, shelter, and clothing, is not likely to be happy. In general, wealthy people tend to be less stressed than those with less money because they don’t worry about the necessities.

Nevertheless, money brings its own stressors.

Today, a number of psychiatrists specialize in helping people who have suddenly come into money. It could be winning the lottery, recei...

The 7 Habits of Business Success

Habit 1. Cultivate Inner Networks: Entrepreneurs practicing the art of business success know the power of networks. They take ...